Discover the best options for quick cash in an emergency situation. From personal loans to government assistance, learn how to get the financial support you need. Read now for valuable insights and a simple call to action.
Here are several options to consider when in need of cash in a family emergency:
Personal loan
Find the perfect personal loan to fit your needs with endless options available in the Philippines. Banks offer convenient personal loan products to their depositors, making the loan application process quick and easy. Take advantage of your account status to secure the funds you need.
Don’t let financial emergencies leave you feeling helpless, turn to SEC-registered private financing companies for support. Make sure to research and gather the necessary requirements, terms and conditions to streamline the loan processing time. You’ll be on your way to securing the funds you need in no time.
For those seeking a fast and easy solution, consider seeking the help of informal lenders in your neighborhood. Although high interest rates may apply, this option may provide the speedy support you need in times of need.
Credit cards
Unlock the power of your credit card with the cash advance feature. Get quick access to the extra funds you need with a portion of your credit limit allotted for cash advances. Ideal for those unexpected financial needs that can’t wait, this feature is the fastest way to get your hands on the cash you need.
Think of credit card advances as a convenient short-term loan solution. Simply pay a transaction fee and interest rate, based on the amount advanced and the time it takes to pay it off. With this feature, you’ll always have a backup plan for those unexpected financial emergencies.
Loans from SSS/GSIS, Pag-IBIG, or Your Employer
Maximize your loan benefits as an employee with the Government Service Insurance System (GSIS), Social Security System (SSS) and Pag-IBIG. You’re entitled to a variety of loan options if you’ve met the required monthly contributions or if your area has been declared in a state of calamity.
- Consolidate all your loan needs with Weloan, the combination of five essential loan products including Salary Loan, Restructured Salary Loan, Enhanced Salary Loan, Emergency Loan Assistance, and Summer One-Month Salary Loan.
- Take advantage of your life insurance policy with GSIS by applying for a Policy Loan. With an interest rate of just 8%, you can choose to pay through monthly amortizations or have it deducted from your life insurance contract.
- Be prepared for natural calamities with the Emergency Loan option, available to members who have been affected by such events.
Get the financial support you need during times of emergency with membership in SSS and Pag-IBIG (HDMF). Eligible for a calamity or emergency loan, you can get the help you need to get back on your feet after displacement caused by natural disasters such as typhoons, earthquakes, floods, and more.
Enjoy the peace of mind that comes with low-interest rates and flexible payment options when you apply for an emergency or calamity loan. Get back on track in no time with the help of these specially designed loans.
Need a little extra help during a family emergency? Consider a cash advance or salary loan from a company that understands your needs. The amount you can loan will depend on your HR policy or arrangement with your boss, but the best part is that these loans come without any added service fees or interest rates.
People You Know and Trust
Take advantage of the strong sense of community and tradition in Filipino culture with the support of your loved ones. When financial troubles arise, turn to the trusted network of your parents, siblings, relatives, and friends for help.
Experience the peace of mind that comes with knowing that these individuals are willing to lend a hand without any expectations in return. Unlike traditional loans with high-interest rates, you won’t have to worry about collateral or a guarantor. Simply repay the borrowed amount and keep your promise to maintain the trust and generosity of your family and friends.
Embrace the spirit of bayanihan and rely on the support of your community during times of need. Respect the trust and kindness of your loved ones by upholding your commitments and repaying what you borrow.
Online Loans
Say goodbye to financial stress with the convenience of online loans. Today’s technology makes borrowing and lending fast, flexible, and accessible to everyone.
Get the funds you need in as little as 30 minutes with Cashalo, the game-changing player in the online lending market. Download the Weloan app to your mobile phone, and easily submit your loan application with just a few clicks.
With loan approval, Weloan will transfer the funds to your designated bank account or preferred money remittance service. Enjoy peace of mind with a fixed monthly interest rate, no matter the repayment period you choose. Get access to the financial support you need, whenever and wherever you need it, with online loans.